Fast. Focused. Trusted.

Making Our Partners the Trusted Experts Clients Rely On

Because mortgages are powered by people, we lead with expertise, dedication, and integrity—helping you win more business and strengthen your client relationships.

Empowered Expertise

Direct access to experienced AEs, underwriters, and closers.

Speedy Service

Fast turn times with zero shortcuts on quality.

Partner-First Model

100% partner focused.
No retail competition.

Our Mission

We strive to make our partners the heroes in the home loan experience-with fast turn times, competitive pricing, and direct access to empowered decision-makers.

5-Star Service Rated by TLS Partners
50 State Licenses
Millions of Loans Funded

Meet Our Leadership

Phil Shoemaker

Chief Executive Officer

Jason Lee

President

Darien Oien

Chief Legal Officer

Jag Chopra

Chief Information Officer

Brandon Stein

Chief Strategy Officer

Will Pendleton

Chief Business Officer

Teresa Reber

Chief Originations Officer

Lauren Biscamp

Chief Credit Officer

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What our customers are saying

"Just three business days before a scheduled close, an issue was identified in the subject property address on the loan documents. The TLS Operations team responded immediately, clearly outlining next steps and advancing the file through underwriting and closing without delay. Corrected loan documents were released to escrow in under 90 minutes. The loan funded and closed on schedule with a satisfied agent and very happy clients. This experience reflects the strength of TLS Operations. Clear communication. Fast execution. Coordinated teamwork across underwriting, pipeline support, closing, and funding. It is why I trust The Loan Store to deliver, even when issues arise close to the finish line.

Brian I.

Loan Originator, California

"The underwriter on our recent Non-QM file was hands-down the best I’ve worked with in years. Instead of looking for reasons to decline, they looked for ways to make the deal work—professionally and proactively."

Michelle B.

Branch Manager, California

"With the Equity Suite, we’ve been able to offer solutions to homeowners who didn’t think they had options. From HELOCs to debt consolidation, TLS gave us the tools to build deeper client relationships and more revenue."

Marcus J.

Independent LO, Georgia

"The Loan Store isn’t just a lender—they’re a true partner. Every file we’ve sent their way has been handled with urgency, precision, and clear communication. Their commitment to service has helped us close more loans, faster."

Amanda L.

Broker Owner, Arizona

"TLS’s Non-QM products have completely changed the game for us. We’re qualifying more borrowers, winning deals other lenders can’t, and growing our business month over month. It’s our edge in this market."

Jason T.

Mortgage Broker, Florida

"Our Account Executive at TLS has been phenomenal. They’re always available, incredibly knowledgeable, and feel like an extension of our team. Having that kind of support has made all the difference in our production."

David R.

Loan Officer, Texas